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I’m so sorry this happened to your family. Let’s use this as a moment to protect our own.

Think of it this way: If I needed a document from your house, would you give me a permanent copy of your keys? Probably not. Unlike a physical key, a shared password can never truly be taken back.

No legitimate organization needs full, permanent control over your bank account. If a situation feels incredibly urgent, it is almost certainly a scam.

• Taxes? The government already has the access they need. • Loans or Visas? Ask for payment instructions or a formal bank certification instead.

Everything can wait a day—except a scammer. Educate your circle: urgency is their greatest weapon.


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